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Consumer Loan for Purchases

A consumer loan allows you to buy the desired goods immediately and pay later. Safe and transparent conditions ensure a convenient and simple shopping experience.

Consumer loan option for purchases

Benefits of a Consumer Loan:

  • Safe and reliable
  • Quick online application
  • Real-time application response
  • Digital contract signing
  • Flexible repayment terms
  • Fixed repayment schedule
  • No hidden fees

Key Conditions:

The loan is available from the age of 18 and requires minimal documentation. A quick decision process and convenient repayment options help you make the purchase immediately if needed.

Consumer loan application process steps

QR code Submit loan application

Financial calculator for consumer loan estimation

The ESTO small loan helps cover larger expenses and provides the opportunity to obtain extra funds for unexpected costs. Borrow up to 5000€ and choose a suitable repayment schedule for 6 to 60 months.

The annual percentage rate of charge for ESTO AS small loans is 49.37% under the following sample conditions: loan amount of 500 EUR, fixed interest rate of 15.20% per year, contract fee of 0 EUR, monthly management fee of 3.90 EUR, total loan amount and repayment of 874.52 EUR, assuming the credit is repaid over 36 months with equal monthly installments of 24.29 EUR. Review the terms before signing the agreement and consult a specialist if necessary. The small loan is offered and managed by ESTO AS.

Gold 999-24K
Pawn 75.14€
Sell 75.14€
Gold 958-23K
Pawn 72.05€
Sell 72.05€
Gold 917-22K
Pawn 68.97€
Sell 68.97€
Gold 900-21.6K
Pawn 67.69€
Sell 67.69€
Gold 833-20K
Pawn 62.65€
Sell 62.65€
Gold 750-18K
Pawn 56.41€
Sell 56.41€
Gold 585/583-14K
Pawn 44.00€
Sell 44.00€
Gold 500-12K
Pawn 37.61€
Sell 37.61€
Gold 417-10K
Pawn 31.36€
Sell 31.36€
Gold 375-9K
Pawn 28.21€
Sell 28.21€
Silver 800-925
Pawn 0.50€
Sell 0.50€
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